What is a “green mortgage”? 

This type of mortgage allows homeowners to benefit from preferential terms when purchasing a property that meets certain requirements. Often, these mortgages are available on new-build homes with high EPC ratings.

However, if you have made energy-saving improvements to your home or renovated your property, you may be eligible on the basis that your new EPC rating is an A or B. It is important to note that some lenders will offer green mortgages on properties with an EPC rating of C.  

Could you be eligible for a green mortgage? 

The easiest way to find out whether a green mortgage is suitable for you, is to discuss your mortgage with an expert. They will be able to advise you on which products are available, and help you outline the next steps.   

Are you looking for further advice? Get in touch with our expert property team today. 

*Property Reporter 

Avoid unflattering photos 

With many potential buyers looking for homes online, it is incredibly important to make sure your house looks its best when the photographer arrives.  

Ensure all clutter is packed away and all spaces have been thoroughly cleaned to ensure that viewers can focus on the house. 

You will want to showcase your property’s best attributes to make it stand out from the crowd. Make good use of natural light to create the best possible first impression. 

Problems inside your home 

If there are any problems with the property, they will be uncovered during the inspection process. Therefore, you are left with two options: 

• Fix the problem ahead of time. This will allow you to acquire your property’s full value. 
• Price your home accordingly, taking the problem into account. 

We would always recommend discussing any known issues with your appointed estate agent. This way, you can ensure that you are making the right decision! 

Not thoroughly preparing for viewings

Failing to prepare your property for viewings could put buyers off purchasing your home. You want the viewer to imagine themselves living in the house. This means tidying up before viewings, eliminating unpleasant odours, and keeping a neutral tone in your house.  

Of course, one of the most important steps is picking the right estate agent. If you have any questions when preparing your home for sale, do not hesitate to contact us. 

*Investopedia 

Are you confident about what is included in the price? 

Before committing to a property, be sure to check the expected deposit, the monthly rent cost, and whether any bills or utilities are included in the price.  

Is the landlord happy for you to put your own stamp on the property? 

If you view a property that ticks all the boxes in terms of location and space, but the décor is not quite to your taste, it is worth discussing decorating with your landlord. When adding your personal touch, you may want to hang pictures and paint the walls, so it is important to ensure that you have your landlord’s permission before you make any changes. They may have just refreshed the property and want to keep the décor as it is.  

Does the property offer any parking? 

Although this may not be the first question you ask, it is an important one. If you own a vehicle, make sure you discuss parking arrangements with the landlord or agent during the viewing. It is worth asking if you have an allocated space, need a permit, or can park in the garage. In some cases, the landlord may be using the garage for their own personal use! 

Where should you turn if there is an issue? 

In some instances, the landlord will instruct the agent to manage the property for them. During your viewing, it will be worthwhile to confirm who will be dealing with any queries that you may have in the future. 

On the hunt for a rental property? Browse our properties or get in touch with our property experts through our website. 

Why do people choose to render their property? 

Typically, homeowners will render a property to enhance its appearance. However, it can also prove beneficial by increasing resistance to poor weather. It is important to note that render should not be applied to damp walls, and before rendering, defects and exposure should be looked at to see if they need to be fixed. 

What can you expect to pay? 

As properties come in many different shapes, sizes, and locations, it is difficult to pinpoint an exact price. However, it all depends on the above factors and how much preparation is required before the event. 

Should you seek planning permission? 

Often, planning permission is not necessary. However, properties in conservation areas or Areas of Natural Beauty (AONB) will likely need to be granted permission. It is always worth checking with the relevant authorities before commencing with any work.  

Is rendering likely to increase the value of your home? 

If your property appears to be worn externally, rendering will almost certainly add some sort of value to your property. If you live in an area where fine brickwork and traditional exterior features are very common, you may want to steer away from rendering and consider a new driveway, or landscaping your front garden instead! 

Have you been thinking about making improvements to your home? Get in touch with us to discuss the most beneficial changes that you can make!